Data Needed For Loan Application
- Copies of last 2 yrs all W2's
- Copy of most recent paycheck stub
- Copies of 2 ys tax returns for self-employed borrowers, sales reps & commissioned people
- Statement from courthouse showing child support payments
- Award letter from Social Security or Permanent Disability
- Copies of 3 mos. of all bank stmts, savings, checking & Credit Union accounts
- Stock Certificates or Bonds (if used for closing)
- Gift from a relative: Will need a letter from donor & verification of donor's account that holds the funds for the gift.
- Purchase contracts on sale of present home and/or relocation agreement for transferee.
- 2-yr address history for each borrower
- Copy of canceled earnest money check
- Divorce decree
- Copies of leases if rental property is owned by the borrower
- Condominium documents
- Application fee
LIST OF CREDITORS
- Name and account numbers of all credit cards
- Name, address & acct. nos. of all loans (auto, student, personal)
- Recent 2-yr history for a present mortgage: Name, address & acct. no.
- Recent 2-yr history for rent: Name & address of landlords
- Loans — Name and address of nearest living relative
- Photo ID & Social Security card
- VA Certificate of Eligibility & Copy of DD214 (Discharge Papers)